DAR File No. 42364

This notice was published in the January 1, 2018, issue (Vol. 2018, No. 1) of the Utah State Bulletin.

Insurance, Administration

Rule R590-124

Loss Information Rule

Five-Year Notice of Review and Statement of Continuation

DAR File No.: 42364
Filed: 12/08/2017 01:23:51 PM


Concise explanation of the particular statutory provisions under which the rule is enacted and how these provisions authorize or require the rule:

Subsection 31A-2-201(3) authorizes the Insurance Commissioner to adopt rules to implement the Utah Insurance Code, Title 31A. Subsection 31A-23a-402(8) authorizes the Insurance Commissioner to define unfair methods of competition. This rule requires that, upon a written request from the insured, an insurer must provide the insured with their loss information. Section R590-124-4 of this rule provides instructions as to what loss information insurers are required to release, when and how often they must release it, and in what format.

Summary of written comments received during and since the last five-year review of the rule from interested persons supporting or opposing the rule:

The Department of Insurance has received no written comments regarding this rule during the last five years.

Reasoned justification for continuation of the rule, including reasons why the agency disagrees with comments in opposition to the rule, if any:

It is important that the law provide guidelines to insurers for the maintenance and dissemination of loss information to the insured and other insurers. Otherwise, loss information would not be released by insurers. Loss information is important for insureds to determine if their efforts to reduce losses has been successful; it is important for insurers who want to provide the insured with a competitive quote for their business. Therefore, this rule should be continued.

The full text of this rule may be inspected, during regular business hours, at the Office of Administrative Rules, or at:

SALT LAKE CITY, UT 84114-1201

Direct questions regarding this rule to:

  • Steve Gooch at the above address, by phone at 801-538-3803, by FAX at 801-538-3829, or by Internet E-mail at sgooch@utah.gov



Authorized by:

Steve Gooch, Information Specialist

Additional Information

More information about a Five-Year Notice of Review and Statement of Continuation is available online.

The Portable Document Format (PDF) version of the Bulletin is the official version. The PDF version of this issue is available at https://rules.utah.gov/publicat/bull_pdf/2018/b20180101.pdf. The HTML edition of the Bulletin is a convenience copy. Any discrepancy between the PDF version and HTML version is resolved in favor of the PDF version.

For questions regarding the content or application of this rule, please contact Steve Gooch at the above address, by phone at 801-538-3803, by FAX at 801-538-3829, or by Internet E-mail at sgooch@utah.gov.  For questions about the rulemaking process, please contact the Office of Administrative Rules.